Getting A Claim With Our Professional Help After A Car Accident
If you live in the state of Florida in the area of Brevard County and you have recently gotten into a car accident, you may be wondering how much a car accident claim may be worth. If you recently got into an accident and this is something that you are curious about, we are here to help you at Alpizar Law in Melbourne, FL! There are many aspects that you should be aware of when it comes to car accidents and the amount of money that you can get when it comes to a claim.
In the state of Florida, car accidents may be more common than people are aware of. To get a better idea of how many car accidents occur annually, we can take a look at the most recent full-year statistics, which would be the year 2019. When looking at the statistics for car accidents in Florida in 2019, it becomes apparent how often car accidents happen in the area. For the year 2019, there were a total of 401,049 crashes within the state of Florida. Out of those 401,049 crashes, there were 3,262 fatalities from all crashes and 254,472 injuries from all crashes. These statistics can also be broken down into smaller categories, such as to show the total crashes, fatalities, and injuries for hit and runs, pedestrian accidents, motorcycle accidents, and bicycle accidents. Here in Brevard County, there has been a total of 9,115 crashes in the year 2019. At Alpizar Law, we help a lot of people that are caught in these cases within the area and we would be happy to help you next.
When it comes to crashes, there is a lot to know when it comes to personal injuries and how they are dealt with. At Alpizar Law, we deal with these cases on a normal basis as we look to get the best claim possible for victims. To get a better idea of personal injury protection and how much a car accident claim can be worth in Florida, you will want to know about:
· How Personal Injury Protection Works
· Insurance Rules For Personal Injury Protection
· What Is Covered By Florida Personal Injury Protection?
· The Cost Of Personal Injury Protection In Florida
· When To File A PIP Claim
· Consider Adding Medical Payments Coverage
· Suing Someone While You Have PIP Coverage
· Change Your Lawyer If You Are Unhappy With An Offer
· Contact Alpizar Law For More Information
With all of these aspects in mind, you will have a better standing of how personal injury protection works. You will also gain an understanding of how much a car accident claim can be worth in the state of Florida. If you are the victim of a car accident that someone else caused, Alpizar Law is here to help make your experience much easier and make the process less stressful. With car accidents occurring so often each year in the state of Florida and the area of Brevard County, you need to make sure you always know where you can receive assistance from a professional if you become a victim in an accident.
How Personal Injury Protection Works
An important aspect of getting a claim if you are a victim in a car accident is knowing about personal injury protection and how it works. Personal injury protection [PIP], which is also known as no-fault car insurance, is required to be held by every driver in the state of Florida. When you have PIP, it pays for your injuries no matter who is at fault! While personal injury protection may sound simple, there are many aspects that you should know about when it comes to getting a claim from an accident.
Insurance Rules For Personal Injury Protection
It is important to note that every driver in Florida is required to carry personal injury protection insurance. If you ever get into an accident, even if it is your fault, this will help pay for the damages that you have received from the car crash. While this is the case, it is important to note that they only help pay up to a certain cap. When it comes to a settlement, litigation may be necessary if you want more than your PIP insurance cap as the caps are usually factored into the settlements.
What Is Covered By Florida Personal Injury Protection?
When it comes to personal injury protection in Florida, you need to know what is covered and what isn’t covered in case you are ever a victim of an accident. The three things that are covered by PIP in Florida include:
· Medical Costs
· Lost Wages
· Death Benefits
When it comes to medical costs, most things will be covered. Medical costs that are eligible for a PIP claim include ambulatory services, surgical services, hospital expenses, rehab costs, diagnostic services, as well as medical services and medication. For economic benefits, 60% of lost wages up to $10,000 will be paid by PIP if you are injured and disabled in an accident. If someone is killed due to an accident, the expenses for their funeral and burial are covered by PIP.
The Cost Of Personal Injury Protection In Florida
The amount of personal injury protection that you can have in the state of Florida is $10,000. The same amount also applies to property damage coverage and bodily injury coverage. To get a cost that is more affordable for you and your household, you should look into multiple insurers and compare the options that they offer. For example, you can go with Progressive, Esurance, Carinsurance.net, and more.
When To File A PIP Claim
When it comes to getting a claim, especially if you are having issues, it is always a good idea to have a professional by your side to ensure a smooth process. For a PIP claim, you must have treatments done within the first two weeks of the accident happening. You need a Wage and Salary verification from your employer that documents 13 weeks of wages before the accident when it comes to work loss benefits.
Consider Adding Medical Payments Coverage
You should also consider adding medical payments coverage as it is similar to PIP. Medical Payments can give you an extra coverage amount of $5,000. On top of this, Medical Payments can help pay for a couple of things as well, such as 20% of your costs that health insurance and PIP do not cover.
Suing Someone While You Have PIP Coverage
If you have PIP coverage, you may be wondering if you can still sue someone for more money on top of what PIP insurance covers. Doing this in the state of Florida can be rather challenging as they try to avoid unnecessary lawsuits. With that being said, it is possible! To do so, you will need to show that you have gained a long-term injury, permanent loss of a bodily function, or another permanent injury. This will allow you to sue someone for damages or injuries that are non-economical.
Change Your Lawyer If You Are Unhappy With An Offer
If you are not happy with an offer that you received for a settlement, it is your right to know that you can change your lawyer. If you feel that your current lawyer is trying to make you settle with an amount that is less than you believe you can get for your case, you should consider switching your lawyer to one that has more experience, knowledge, and persistence when it comes to personal injury cases. It is important to find someone who will work hard to fight for you, such as our lawyer at Alpizar Law in Melbourne, FL.
Contact Alpizar Law For More Information
If you are currently working with a lawyer that you do not like, or if you are looking for a lawyer for the first time for your car accident case, Alpizar Law is here to help you with your car accident claim. If you are looking for help with your case in Florida, it is also important to try to contact our lawyers as quickly as you can after your accident due to the state’s statute of limitations.
Alpizar Law helps victims in the city of Melbourne, FL, and throughout the area of Brevard County. We are open to working with all types of people as we want to be there to help everyone that we can to provide them with peace of mind and an easy process. Our experienced team has been helping people in the area for a long time and we have 65+ years of combined experience in personal injury law. We offer a free initial consultation, no fees unless we win, and we are a family-owned business in the area.
To get in touch with us quickly, you can call our phone number at 321-676-2511. We also have an option for you to contact us through our website on our contact page by giving you the ability to fill out a form where we will get in touch with you. Our free initial consultation makes it easy, simple, and stress-free for clients to get in touch with our professionals. You can also visit our website for more information.